As an employer, you don't need us to tell you that your employees are your most valuable assets.
Your employees are in safe hands with us. They have access to a range of benefits to support them in the good and the difficult times.
With your Group Critical Illness policy, if an insured employee is diagnosed with a specified critical illness, or has an operation we cover, and survives for 14 days, we’ll pay them a tax-free lump sum to spend as they wish. Alongside the financial support it offers, your employees get a suite of wellbeing services to help them make informed, balanced and positive lifestyle choices. If the going gets tough, this includes support services to help them cope with stress and grief.
For full contractual details of your cover please see your policy wording and schedule documents.
Please be aware, Group Critical Illness isn't a life insurance policy so does not pay out if your employees die or have not already met the criteria for the claim.
These conditions are included as standard as part of your Group Critical Illness policy. Please check your latest policy documents to confirm the type of cover you hold.
However, there may be other conditions covered depending on what you have selected.
It's just as important to know what we don't cover as what we do.
Cover for children is automatically included. As well as being covered for the same range of conditions and operations as adults, we also provide cover for the following child-specific conditions:
The benefit also provides cover for:
You’ve created a financial safety net for your employees and their families
Group Critical Illness cover provides insured employees with a lump sum to spend on what they need: paying bills, making home alterations to help with a disability or their recovery. And our wellbeing services mean they have tools to help them manage the emotional difficulties which they may experience following a diagnosis or operation.
Your employees’ children have cover
As well as the conditions covered under your policy, your employees’ children are covered for nine child-specific conditions and two critical medical crises. Child cover benefit pays 25% of the value of an employee’s benefit up to a maximum of £25,000.
You’ve enhanced your employee benefits package
This shows real commitment to your workforce. Having to worry about finances when diagnosed with a critical illness or undergoing an operation can take its toll. This benefit can make the financial burden a little easier. We believe Group Critical Illness makes your business an attractive place to work when it comes to today’s difficult recruitment and retention environment.
You’ve provided health & wellbeing services for your staff
Aviva’s Critical Illness cover includes access to a range of wellbeing services to help your employees live a healthier, happier life. Discover your wellbeing services.
These services are non-contractual benefits that Aviva can change or withdraw at any time. Terms and usage limits may apply.
These services are available to employees who are permanent residents of Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.